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Life insurance is one of the most important and necessary thing in our life. Here we don’t want to explain the life insurance policy advantages or their financial benefits. As per research, there are around 24 major Insurance companies are providing life cover in India.
Out of all twenty four insurance companies, only Life Insurance Corporation (LIC) of India is the public sector insurance firm and of-course it’s most preferred and reliable insurance company since decades. Rest all remaining insurance corporations are joint venture of public and private sectors, banks and some of international insurance or financial organizations. These companies are providing loans and mortgage loans too.
|10वी/12वी, ग्रेजुएट के लिए बड़ी कंपनियों में भर्ती|
|• Air India||• Big Bazaar|
|• Reliance Jio||• Ashok Leyland|
|List of Life Insurance Companies||Claim Settlement Ratio|
|AEGON Life Insurance||95.30 %|
|Aviva Life Insurance||82.00 %|
|Bajaj Allianz Life Insurance||98.10 %|
|Bharti AXA Life Insurance||80.00 %|
|Birla Sun Life Insurance||88.45 %|
|Canara HSBC OBC Life Insurance||92.99 %|
|DHFL Pramerica Life Insurance||22.14 %|
|Edelweiss Tokio Life Insurance||85.10 %|
|Exide Life Insurance||83.16 %|
|Future Generali India Life Insurance||90.61 %|
|HDFC Standard Life Insurance||95.02 %|
|ICICI Prudential Life Insurance||96.20 %|
|IDBI Federal Life Insurance||84.79 %|
|IndiaFirst Life Insurance Company Ltd – India First||73.13 %|
|Kotak Life Insurance||90.69 %|
|Life Insurance Corporation of India||98.14 %|
|Max Newyork Life Insurance||96.23 %|
|PNB MetLife Insurance||92.90 %|
|Reliance Life Insurance||95.01 %|
|Sahara Life Insurance||90.19 %|
|SBI Life Insurance||95.70 %|
|Shriram Life Insurance||67.69 %|
|Star Union Dai-ichi Life Insurance||92.86 %|
|Tata AIA Life Insurance||89.68 %|
Claim settlement ration is the most important and crucial aspect while selecting life insurance as well as all other insurance policy. We suggest to go through policy documents before buying any insurance policy. The higher claim settlement ratio shows the insurance company are really paying against the raised claims by policy holders or their nominees.